Credit Repair: Do It Yourself
What if you have been refused credit?
Firstly don’t panic, your situation can be turned around if you get proactive! No one is automatically given credit, to get credit you must demonstrate to the lender that you are credit worthy and can pay them back in the agreed time. There are various reasons why they might reject your application for instance; it might because the information that the agency has suggests past trouble with repaying. The information in your file maybe out of date, incorrect or not tell the whole story. But breathe easy; there are ways of correcting this that are clearly set out in our CREDIT REPAIR BOOK
If you decide to do it yourself rather than signing up for our Credit Repair Program, and then start by ordering our Credit Repair on the CRB BOOK PAGE
You can order a sample page to get a taster free of charge, please go to our SAMPLE PAGE just enter the required details in and we will email you a sample insert from our book.
If you buy the book and decide to with us in 3 months we will discount the cost of the book against the fee we charge for personally overseeing your Credit Repair process
How can our CREDIT REPAIR BOOK help your situation? Well, it will take you through the various processes required in order to clear up your credit file.
What if I decide not to clear my own credit file and want a company to help?
Well obviously Chase Alexander Associates can help but of course we are not the only company and here are a few pointers in what to look for in a respected Financial Services Company
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Be careful which firm you choose, look for a company which has been around for a number of years, preferably a company of long standing and not just and individual.
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- Ask them if they are “regulated”. This will not be as a credit repairer as this is not a regulated industrial sector; they may however be regulated in some other financial sector which of itself may give you confidence. For example solicitors are regulated by The Law Society, accountants by their own regulatory body. You however need to check if the company you want to help repair your credit is regulated by the Office of Fair Trading and by the MOJ. Chase Alexander Associates are regulated by both these governing bodies.
- Be wary about anyone making cast iron guarantees about the repair process straight from the beginning without even looking over your credit file first!
- Ask for references and ask for client testimonials, any reputable company will be happy to show you past successes claimed.
- Compare costs and what the company is offering you for that cost.
- Make sure you fully understand the terms and conditions which apply and if in doubt get the company to explain it again so you are fully satisfied.